A calendar for your money.
AnticiPayt shows what you had, what you have, and what you will have on any day you care to look at. Put in your shifts, your bills and what you owe, and it does the arithmetic forward so a bad week stops being a surprise.
Free, no account, works offline. Nothing you type is sent anywhere.
What it does
Most budgeting tools tell you what already happened. This one is built around the question that actually keeps people up, which is whether the money will be there on the day it is needed.
Balance on any day
Pick a date, past or future, and see the balance. Day, week, month and year views all read from the same forecast.
Shifts and side hustles
Set an hourly rate, a weekly minimum and maximum, and plan the hours. Several jobs at once is the normal case, not the edge case.
Bills and subscriptions
Recurring money in and out, with one-off overrides when a month is not like the others.
Debts and payoff
Track what is owed and see the payoff land on the calendar with everything else.
Tax and mileage
Set aside estimates for self employment, and log miles at the current rate.
Installs like an app
Add it to a home screen and it opens full screen and works with no connection at all.
Your money stays yours
AnticiPayt has no account, no sign up and no server. There is nothing to log into because there is nowhere to log in to. Everything you enter is held in your own browser, on your own device.
It never connects to a bank. You tell it what you earn and what you owe, and it does the arithmetic. A plan leaves your device only when you deliberately save it to a file, and that file is yours to keep or delete.
There is no analytics script, no advertising and no tracking of any kind.
Questions
- Does AnticiPayt see my financial data?
- No. There is no account and no server. Everything you enter is held in your own browser, and a plan only leaves your device if you choose to save it to a file.
- Do I need to connect a bank account?
- No. AnticiPayt never connects to a bank. You tell it what you earn and what you owe, and it does the arithmetic forward in time.
- How much does it cost?
- Nothing. It is free, there is no paid tier, and there are no ads.
- Does it work offline?
- Yes. It installs as an app and keeps working with no connection at all.
- What happens if I clear my browser data?
- The plan held in the browser goes with it, which is why there is a save to file option. Save a copy somewhere you trust and you can open it again on any device.
- Who made this?
- Vi Ellis, who builds a handful of small tools that run entirely in the browser.